Housing Counseling

 The Best Offer of High-Quality and Luxury Houses in Singapore

What we Offer

Residential Homes

If you are looking to purchase a nice looking and affordable house for you and your family in Singapore, then you are in the right place, we have the best selection.

Home Rentals

If you are not ready yet to purchase your own house, then don’t worry because we have a solution even for you. Visit us and look at some of the rental houses that we offer.

Commercial Property

When you are starting a business, you have to think about the offices and there is no better place to purchase commercial property than Singapore.

Property Management

This service is available for anyone because we know that it can be hard taking care of your home, especially when you have a huge house.

  • What You Should Know About Home Mortgages – Uptown @ Farrer

    What You Should Know About Home Mortgages – Uptown @ Farrer

    Uptown @ Farrer in Singapore will be launching soon. Uptown at Farrer developer is a reputable developer with good track record. The uptown at Farrer floor plan is a well designed layout that meet the needs of most families. Check out the official site at https://www.uptownatfarrer-official.com.sg/ Do you want to buy a new residence? Do you think that refinancing your current home loan? If you have to take on a loan to have the financing you need to buy, a mortgage is necessary. The process to get one can be a little confusing, but once you know what you’re doing, it won’t be. New rules of the Affordable Refinance Program for homes may make it possible for you to get a new mortgage, no matter if you owe more than your current home is worth or not. This new program allowed many who were unable to refinance before.Check to see if it could improve your situation with lower payments and credit score. Make sure you do not go over budget and have to pay more than 30 percent of your total income on your house loan. Paying more than this can cause financial problems in the future. Keeping yourself with payments manageable helps you to have a good budget in order. Make sure your credit rating is the best it can be before applying for a mortgage loan. Lenders examine your credit history closely to make sure of accepting minimum risk. If your credit is bad, do what you must to repair it so that you avoid having the application denied.

    Don’t give up hope if you have a loan application that’s denied. Every lender has it own rules as to who they will loan approval. This means that applying to more than one lender. Think about hiring a professional who can guide you through the entire process. A home loan consultant can help you navigate the process.They also help you to be sure that you’re getting a fair deal from everyone involved in the deal. Educate yourself on the tax history of any prospective property. You must be aware of the cost of taxes will cost. Be sure you’re looking over a lot of institutions before choosing one to be your mortgage so you have a lot of options. Check out their reputations with friends and online, and find information about their rates and hidden fees.

    If your mortgage has you struggling, then find assistance. Counseling might help if you are having difficultly affording the minimum amount. There are different counseling agencies nationwide that can help. These counselors offer free advice to help you how to prevent your home from being foreclosed. Call HUD or look online for their office to find out about local programs. Determine which type of mortgage you want. There is more than one kind of home loans. Knowing all about these different types can help you make the best decision for your situation. Speak to as many home lenders about different options when it comes to your loan. Do your homework about any potential mortgage lender prior to signing on the bottom line. Don’t just blindly trust in whatever they say to you. Look on the Interenet. Check out lenders at the BBB. You should have to know as much as possible before you can be prepared to secure favorable loan terms. Learn about fees and cost that are associated with getting a home mortgage. There are quite a lot of things that can go wrong when you close on a home. It can make you feel overwhelmed and annoying.However, if you conduct a little research on your own, you can both talk the talk and walk the walk.

    Be sure to be totally candid when seeking a loan. A lender won’t trust you to borrow money if they find out you’ve lied to them. Speak with a broker and ask questions as needed. It is important that you have an idea about what is going on. Be certain your mortgage broker with all relevant contact information. Look at your e-mail often just in case they need certain documents or updates on new information. Compare more than just interest rates when you are shopping for a mortgage. You will want to obtain an interest rate. You also have to consider the other costs, the closing cost and any other fees associated with the loan. You should now have a better understanding of the mortgage process. When you decide that the time has come for you to take out a mortgage, use the information you learned here as a guide through the process. You needn’t be afraid of taking out a home loan.

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What People Have To Say


“I have been searching for my dream house for more than five years, I was so determined to find the perfect one, I didn’t want to get just any house. However, I realize that I didn’t have a great real estate agent, so I started searching for new one and find this company that changed my life!”


“I never thought that purchasing a home will be such an easy task. However, I guess it is all because of the great real estate company that I have worked with. Without them, I am sure that I would still search for a home, luckily, I found them on time.”


“I always wanted to live in Singapore, the lifestyle people are living by is just fascinating to me. So, I decided to make a move and find a home, luckily, I worked with a really great real estate company that helped me get a great deal on my home.”

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